Silver Bank

The Silver Bank is your guild's accounting system for silver — every member has a balance (per Albion character), staff can add / remove silver in bulk, members can request withdrawals, and the whole thing is auditable. Open it from the sidebar under MANAGEMENT → Silver Bank.

Silver Bank is one of the opt-in systems — turn it on in Settings → Guild Systems first. Once on, it backs three other features: silver-mode regear payouts (Silver mode — payout), Member Regear Report silver totals, and Daily Regears silver totals.

Permissions

• View Banks, Armory & Item Price — see balances, transactions, withdrawal queue.
• Manage Banks, Armory & Item Price — add / remove silver, approve withdrawals, paste chest logs, change settings.

The 5 tabs

Tab	What's there
Balances	One row per character with a recorded balance. Shows linked-status, linked owner (when known), current balance, last activity timestamp. Toolbar: Paste Log, Add, Remove, Export CSV.
Withdrawals	Member-initiated withdrawal requests waiting for staff to fulfil (in-game silver transfer). Filterable by status.
Log	Raw silver in/out lines from chest pastes — staff marks each line Apply (commit to the right character) or Disable (ignore).
History	The finished ledger of every committed credit / debit, including regear payouts. The accounting source-of-truth.
Settings	Bank policy + which characters are visible, withdrawal cap per role, etc.

Balances tab

The default landing. Every Albion character the bank knows about gets a row. Rows are sorted by balance (highest first by default; click the column header to flip).

Per-row anatomy:

• Character — Albion character name.
• Status — Linked (a member of this guild claims this character via Members → 🔗 Link) or Not Linked (the bank knows about the character but no one's claimed it — withdrawals from this row are blocked until someone links).
• Owner — display name of the AO Master account that linked the character. Empty for unlinked characters.
• Balance — the current silver balance.
• Last activity — timestamp of the most recent transaction on this character.

Per-row actions (click the chevron at the right):

• Adjust balance — Add / Remove silver with a reason.
• View history — drill into this character's per-row transaction list.
• Request withdrawal (member only, when linked) — open the withdrawal form.

Withdrawals tab

The withdrawal queue is the bridge between AO Master balances and the in-game guild chest:

1. Member with a linked character clicks Request withdrawal on their balance row (or from #My Home → Silver Bank).
2. The request lands here as Pending.
3. Staff transfers the silver in-game to the member's character.
4. Staff marks the row Fulfilled in AO Master, which debits the balance.
5. Member sees the silver appear in-game + the row moves to Fulfilled in their My Home view.

The filter dropdown defaults to Pending (the work queue). Switch to All to see fulfilled / rejected too.

Log tab — chest-paste workflow

The Log tab is where you import in-game chest transactions. Workflow:

1. In Albion, open the guild chest, right-click → Export log. Albion writes a TSV file.
2. Open it, copy the rows you want to import, paste into the Paste Log action.
3. Each line shows up here as a row with character name + amount + raw reason text.
4. For each row, decide:
   • Apply — commit to the right character's balance (creates a History row).
   • Disable — ignore (e.g. a transfer between two staff that shouldn't credit either side).
5. Default filter shows Pending apply so you can work through unprocessed rows. Switch to All / Applied / Disabled for the other views.

History tab

Read-only ledger of every committed transaction. Each row is one move — Add (credit) or Remove (debit) — with timestamp, character, amount, source (manual, regear payout, withdrawal fulfilment, transfer-in, transfer-out), and note.

This is where silver-mode regear payouts land (source = "regear payout"). See Silver mode — payout for details.

Filterable by type (All / Add / Remove). Searchable by actor / character.

Settings tab

Policy knobs:

• Visible characters — by default the bank tracks every character that's appeared in any pasted log. Filter to "linked characters only" to keep the Balances list focused.
• Withdrawal cap per role — pick a role + max per-withdrawal silver cap. Members trying to withdraw above the cap see an error.
• Auto-credit linked characters — when on, pasted log rows for linked characters auto-Apply without waiting for staff click.

Cross-links

• Settings → Guild Systems — where you toggle Silver Bank on / off.
• Silver mode — payout — the biggest consumer of Silver Bank.
• Members — link character — for members to claim their characters.
• #Silver Bank channel reference.

Last reviewed

Walked as demo01 (Owner of QuickStart Demo) on 2026-05-24 against commit f7eaf2e6. Guild Total = 3,000,000 silver from the silver-mode-payout walkthrough's 3 regear payouts to RimuruCiel.